Privacy Policy

Northstar Funding Partners Privacy Policy

Effective Date: 08/01/2023

This Privacy Policy governs the manner in which [Northstar Funding Partners] (“we,” “us,” or “our”) collects, uses, maintains, and discloses information collected from users (“User” or “you”) of our Insurance and Financing services. We are committed to protecting your privacy and ensuring the security of your personal information. By accessing and using our services, you consent to the practices described in this Privacy Policy.

1. Information We Collect
We may collect various types of personal and non-personal information from you when you interact with our Insurance and Financing services. The information we collect may include, but is not limited to:
a. Personal Information: This includes your name, address, email address, phone number, date of birth, social security number, financial information, and other details required for insurance and financing purposes.
b. Financial Information: We may collect information related to your financial status, credit history, banking details, income, and employment information to evaluate your eligibility for insurance and financing services.
c. Usage Information: We may collect non-personal information about how you use our services, including your device information, IP address, browser type, operating system, and other usage details to improve our services and enhance your experience.

2. How We Use Your Information
We may use the information we collect from you for the following purposes:
a. Provision of Services: To process insurance claims, provide financing services, underwrite policies, administer accounts, and perform other activities necessary for the provision of our services.
b. Communication: To communicate with you regarding our services, send important updates, respond to inquiries, and provide customer support.
c. Personalization: To personalize your experience, improve our services, and offer tailored insurance and financing options based on your needs and preferences.
d. Legal Compliance: To comply with legal obligations, regulatory requirements, and enforce our terms of service.
e. Marketing and Advertising: With your consent, we may use your information to send you promotional materials, special offers, newsletters, or conduct marketing research. You have the right to opt-out of these communications at any time.

3. Information Sharing
We may share your information with the following entities for the purposes outlined in this Privacy Policy:
a. Service Providers: We may engage trusted third-party service providers to assist us in delivering our services, such as insurance underwriters, financing institutions, IT support, marketing agencies, and customer service providers. These entities are bound by confidentiality agreements and are only authorized to use your information as necessary to perform their services for us.
b. Legal Requirements: We may disclose your information to comply with applicable laws, regulations, legal processes, or governmental requests, or to protect our rights, privacy, safety, or property.
c. Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction. We will notify you via email or prominent notice on our website if such a transfer occurs.

4. Security Measures
We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet or electronic storage method is 100% secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any passwords or account credentials associated with our services.

5. Your Rights and Choices
a. Access and Correction: You may request access to the personal information we hold about you and make corrections or updates to ensure its accuracy.
b. Opt-Out: You have the right to opt-out of receiving marketing communications from us. You can do so by following the instructions provided in the communication or by contacting us directly.
c. Data Retention: We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Third-Party Links
Our services may contain links to third-party websites or services that are not controlled or operated by us. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party websites you visit.

7. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we may have inadvertently collected personal information from a child, please contact us, and we will promptly take appropriate measures to delete such information from our records.

8. Changes to this Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the updated Privacy Policy on our website. We encourage you to review this Privacy Policy periodically for any changes.

9. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at [insert contact details].

By using our Insurance and Financing services, you acknowledge that you have read and understood this Privacy Policy, and you agree to the collection, use, and disclosure of your information as described herein.